how to pay
Insurance & Self-Pay Therapy
We primarily operate as a self-pay practice, while still accepting select insurance plans for eligible Oregon and some Washington clients. Self-pay, telehealth services are available in Oregon, Washington, Texas, and New York.
Insurance and Self-Pay Options for Online Therapy
Choosing how to pay for therapy is an important part of getting started. We offer secure online therapy for clients in Oregon, Washington, Texas, and New York. Depending on where you live and your insurance coverage, you may have the option to use insurance or pay out of pocket.
Many clients choose self-pay because it offers more flexibility and privacy throughout the therapy process. Others prefer to use their insurance benefits to help manage the cost of care. Both options have advantages, and the right choice depends on your individual needs, goals, and coverage.
Our physical office is located in Beaverton, Oregon. However, services are provided throughout the state of Oregon, Washington, Texas, and New York with use of HIPPA compliant technology.
~ Normalizing rather than pathologizing ~
how to finance
Insurance
We know insurance coverage is important and can make care more accessible. At this time, due to major changes in the insurance market, we’ve chosen to make our practice a primarily self-pay practice so we can maintain greater flexibility in treatment, protect client privacy, and reduce administrative barriers that can affect care. We are happy to discuss fees and provide documentation you may be able to submit for out-of-network reimbursement, if applicable. Learn more about self-pay therapy: what it means, benefits, costs, and whether it’s right for you.
~ Normalizing rather than pathologizing ~
Please check with your specific insurance provider to verify that we are in network. Check back for updates as they may change.
Why We Offer Self-Pay
Every person’s path to therapy looks different. We offer self-pay and insurance options to help clients access care in a way that aligns with their needs, preferences, and circumstances.
Self-pay therapy may provide additional flexibility in choosing your care approach, while insurance can make therapy more accessible by helping reduce out-of-pocket costs. Our goal is to help you understand your options and find the approach that works best for you.
| Feature | Self-Pay | Insurance |
| Cost | Client pays directly for services | Insurance may cover part of the cost depending on your plan |
| Therapist choice | May allow more flexibility in selecting a provider | Provider options may depend on your insurance network |
| Privacy | Therapy is not billed through insurance | Insurance claims are submitted for covered services |
| Diagnosis | May not require a diagnosis for insurance purposes | A diagnosis may be required for reimbursement |
| Billing | Simple payment process via TherapyPortal | Claims and benefits are managed through your insurance plan |
| Session frequency | Determined collaboratively with your therapist | May depend on insurance coverage and plan requirements |
How Getting Started Works
1.
Complete the screening form
Share your preferences, goals, and what you’re looking for in therapy.
2.
Review your care and payment options
We’ll discuss whether self-pay or insurance is the best fit for your situation.
3.
Verify insurance benefits (if applicable)
We’ll help confirm coverage details before your first appointment.
4.
Schedule your first telehealth appointment
Begin receiving support with a therapist who fits your needs.
Frequently Asked Questions
Here are some frequently asked questions you may have about Black Therapist & Company. To schedule an appointment, please fill out our screening form here for us to best meet your needs.
We understand that insurance coverage can play an important role in making mental health care accessible. Due to significant changes within the insurance landscape, our practice has transitioned primarily to a self-pay model. This allows us to offer greater flexibility in treatment, spend more time focused on client care, and minimize some of the administrative requirements that can impact the therapeutic process.
We are happy to discuss our fees and, when appropriate, provide documentation that may be submitted for out-of-network reimbursement.
For clients residing in Oregon, and for some clients in Washington, we remain in-network with Blue Cross Blue Shield, MODA, Providence (ends 12/31/2026), Kaiser, PacificSource, and CareOregon/Health Share/OHP. We are glad to help you determine whether your plan is eligible for coverage.
Our session rates ranges from $150 – $250 per session depending on provider type, modality (individual, couples, family) and session type (intake, follow-up, etc.)
Yes, we offer a limited number of reduced-fee (sliding scale) sessions based on financial need. Availability can vary, so we recommend reaching out to discuss current options and determine what may work for you.
After completing our screening form, we offer 30 min consultations for $150.00 upon request. We are unable to bill insurance for consultations.
We’ll help you find
the right next step
Complete our free 5-minute screening form, and we’ll help you explore therapy options that align with your needs and preferences.
Take Our Screening Form →Serving clients through secure online therapy in Oregon, Washington, Texas, and New York